Not sure what type of travel insurance you need? Here’s an easy way to compare our comprehensive package coverages so you can choose the right protection for your trip.

 

We offer medical only coverages that protect you in case of a medical emergency.

 

• Coverage is available to travellers 59 years of age and younger.
• Provides coverage for expenses such as emergency medical care, return home and local ground ambulance service.
  
   

• Coverage is available to travellers 60 years of age or older.
• Provides coverage for expenses such as emergency medical care, return home and local ground ambulance service.
• A medical questionnaire will need to be completed.

Or, if you travel more than twice a year, annual coverage options are available.

Some limitations apply, see our Travel Insurance Policy Brochure for details.

We offer standalone and other coverages that provide protection for specific needs.

 

Protects you from over 40 specified risks that can cause you to cancel, interrupt or delay the return from your trip. It covers the non-refundable portion of prepaid travel arrangements and costs associated with an early or delayed return, such as return airfare, essential phone calls and hotel costs. This coverage must be purchased at the time of initial trip deposit.

Some limitations apply, see our Travel Insurance Policy Brochure for details.

 

Provides coverage for death, dismemberment, loss of sight in both eyes or complete and irrecoverable loss of speech or hearing. It covers you while on airport premises, travelling on scheduled helicopter shuttles, and in airport buses and limousines that have been authorized by the carrier or airport authority, as well as during the scheduled flight.

Some limitations apply, see our Travel Insurance Policy Brochure for details.

 

Provides protection from the loss of, or damage to, the baggage and personal effects that you own and use during your trip, including some of the costs for the replacement of a lost or stolen passport, driver's license, birth certificate or travel visa. It also provides reimbursement for necessary toiletries and clothing due to baggage delays.

Some limitations apply, see our Travel Insurance Policy Brochure for details.

 

No matter where you’re travelling, it provides up to $50,000 in benefits for loss or damage to a car you rent for 60 consecutive days or less.

Some limitations apply, see our Travel Insurance Policy Brochure for details.

 

Offers similar coverage to the Deluxe Package, however maximum sums payable are lower. Provides Emergency Medical, Cancellation & Interruption, Baggage & Personal Effects, Flight Accident and Travel Accident insurance to travellers who are 74 years of age and younger.

Some limitations apply, see our Travel Insurance Policy Brochure for details.

 

A unique plan for friends or family members (84 years of age and younger) coming to visit, new immigrants waiting for their government health insurance plan coverage, visitors travelling on a work permit or student visa, or Canadians not eligible for health plan coverage. There are three plan options with varying benefits of Emergency Medical Insurance and Travel Accident Insurance: Deluxe Visitors Plan; Visitors to Canada Plan I; and, Visitors to Canada Plan II.

Some limitations apply, see our Visitors to Canada Policy for details.

Are you looking for benefits in addition to the coverage you’re purchasing for a single trip? You can purchase riders that are designed for travellers who require coverage over and above our most comprehensive single-trip packages. There are two options you can choose from.

 

Have you purchased a single trip Deluxe Package, TravelCare^® Package, Non-Medical Package or Travel within Canada Package, but need more protection? You can purchase this rider for additional benefits:

• Transportation on Same Class Ticket Benefit
  This covers the transportation benefits for the same class transportation instead of economy class.
• Subsistence Allowance Benefit Increase
  Increases your subsistence allowance benefit to a maximum of $5,000 (with a daily maximum of $500) provided under Emergency Medical Insurance and Cancellation & Interruption Insurance.
• Entertainment Benefit
  If delayed beyond the scheduled return date, this insurance covers up to $100 for entertainment expenses to attend a ticketed event, such as a musical show, theatrical play or sports game.
• Special Event Benefit
  This insurance protects you if you are planning to attend a scheduled event such as a wedding, sporting event or conference, and your departure is delayed. It will cover up to $600 for additional transportation costs of an alternate route, on a scheduled carrier, to the planned destination so you can arrive on time.
• Increase Delay of Baggage & Personal Effects Benefit
  Increases the maximum sums payable under Baggage & Personal Effects Insurance up to $750.

Some limitations apply, see our Travel Insurance Policy Brochure for details.

 

If you’ve purchased a single-trip package, you can enhance your coverage with the following benefits:

• Cruise cancellation (risk #35) includes both the cancellation of and the schedule change to your cruise or tour. The cancellation or schedule change does not include supplier default.
• Cruise cancellation benefits are increased to pay up to $100 for subsistence allowance and up to $1,000 for the non-refundable prepaid air fare, which joins to or departs from the original sea/land arrangements and are not part of your cancelled cruise or tour package.

Some limitations apply, see our Travel Insurance Policy Brochure for details.
 

Do you travel more than twice a year? Our annual coverage options can make travelling more cost-efficient.

 

If you're thinking of purchasing our Deluxe Package or one of our TravelCare Packages, you should consider our convenient Annual options. Choose from 9- or 16-day options that cover an unlimited number of trips within a 12-month period. A 30-day option is also available if you are 79 years of age or younger.

Some limitations apply, see our Travel Insurance Policy Brochure for details.

 

If you're thinking of purchasing either our Classic Medical or TravelCare Medical plans, you can purchase one of our convenient Annual Medical options. Choose from 9- or 16-day options that cover an unlimited number of trips within a 12-month period. 30- and 60-day options are also available if you are 79 years of age or younger.

Some limitations apply, see our Travel Insurance Policy Brochure for details.